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About Us

Mortgage group

Our company is based on the belief that our customers' needs are of the utmost importance. Our entire team is committed to meeting those needs.

As a result, a high percentage of our business is from repeat customers and referrals.  We would welcome the opportunity to earn your trust and deliver you the best service in the industry.

We'd be happy to help you calculate your options - over the phone or in person. Find out exactly how much home you can afford. Learn how low your monthly payments could be with a different loan.

Discover the hidden cash you can tap from your existing home. Whatever your financial situation, whatever your credit score, we'll help you make the right decisions to achieve your goals.

It would be our pleasure to serve you. Whether you are buying, selling, or simply considering a move, we will be happy to speak with you.

Our Approach

Often people think that mortgage lending begins with an application. When you work with 1st Point Lending Inc., we actually start the process with your goals. We want to learn more about your financial situation and what you want to accomplish.

For example, do you want to

  • Purchase your new home?

  • Reduce your monthly payments?

  • Reduce your current interest rate?

  • Change your loan type or term?

  • Remove a borrower from a loan?

Armed with this information, 1st Point Lending Inc. can then take you through the following steps:

  • Take Application

  • Review Credit and Determine Rates

  • Gather Required Documentation

  • Order Appraisal

  • Send Package to Underwriter

  • Close the Loan, Once We Get a ”Clear to Close”

Throughout, 1st Point Lending Inc. manages every step, keeping you informed, answering your questions, and making sure all appropriate parties have the information they need to process your mortgage application.

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