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Brokers make up an essential part of the 1st Point Lending Inc. hierarchy. If you're wondering why you should depend on  instead of working with an investor directly, there are plenty of reasons for that.The lending process is
a lot more complicated than people think. Getting hard money loans, private financing, and a private mortgage pool by yourself is considerable work.

What is a Broker?

Traditionally, the broker is the third party that handles transactions between buyers and sellers. There are also many types of brokers, which range from investment brokers to real estate brokers.

In terms of a private mortgage fund or private money loans, the broker is the one who takes investor money (that have an ROI of 8% in 1st Point Lending Inc.) and uses it to make a loan that's a safe investment secured by real estate.

In a sense, 1st Point Lending Inc. is the third-party broker that helps hard money loans when possible while satisfying both its investors' and borrowers' respective needs.

Frequently Asked Questions

Outside of handling private mortgage fund, hard money loans or private money loans, private financing, private mortgage pool, and safe investment secured by real estate, we here at 1st Point Lending Inc. are also dedicated to serving the best interest of borrowers and investors, as well as their designated outside brokers.

We are a premier raw land and hard money lender, and as such we've successfully dealt with multiple brokers in the past. At any rate, here are the most frequently asked questions we have when it comes to brokers.

  • If you're a broker who brings a borrower to 1st Point Lending Inc., how do you get paid? 

    In order to get paid by referring a borrower, you need to first be licensed as a California Real Estate Broker. Furthermore, we will pay you as a referring broker, depending on the policies stated in our Broker Agreement.

  • Why should you work with 1st Point Lending Inc.? 

    We aren't like institutional lenders. An ever-growing list of borrowers, investors, realtors, and brokers has discovered how easy it is to do business with a seasoned veteran like 1st Point Lending Inc. We can fund your loan and get you paid within ten business days. We use our money and utilize simplified lending criteria, so our clients will never feel like they're getting scrutinized.

  • Do we cooperate with brokers? 

    In order for a private mortgage fund to work, there are times when we'll have to deal with mortgage brokers (who handle all mortgage loans), investment brokers (who handle the best interest of the investors who fund the loans that 1st Point Lending Inc. offers), and real estate brokers (who handle the buying and selling of a piece of real estate on behalf of a buyer or seller).

    Even if multiple brokers are involved in a given investment or loan, neither borrowers nor investors need to worry. Multiple loans have been brought in here by outside brokers, and we have handled such transactions properly.

  • Why shouldn't the borrower work directly with the investor?

    Sometimes, brokers can make working with investors directly quite difficult and costly (because you'll probably need to have a broker yourself to look out for your interests). With 1st Point Lending Inc., transactions are made much easier even with the involvement of multiple brokers.

    Avoiding a broker (or brokers) doesn't necessarily save you money because of how complicated lending money can be. Before investing or borrowing by yourself, you need to understand all sorts of policies and regulations. You should only go about taking loans of investing money if either you're a broker yourself or you're well-versed in regards to these things.

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